It’s Now or Later

It’s Now or Later

Bankruptcy Attorney Moreno Valley

Incessant calls from creditors, mostly with unkind and rude words, using all forms of collection techniques just to get payment, can make us emotionally and psychologically miserable.  Over a period of time and still your debts remain unpaid, interest rates soared and the total borrowed amount is almost impossible to get paid. Stress and debt go together and you would want to file bankruptcy immediately in order to get out from under this pressure.

In order to get relief from those aggressive creditors, consider filing for Chapter 13 bankruptcy when it might be the only feasible solution. An early filing can help prevent needless loss of money and property. Generally, you are going to pay all your debts for a period of 3-5 years, but you will be able to do this without any fear of getting harassed by creditors or losing your home or income.

Do not delay your filing for Chapter 13 bankruptcy. Bankruptcy Attorney Moreno Valley Ca. can help you:

  •         Stop wage garnishment or bank levy.  A creditor with a judgement can force your employer to deduct money from your paycheck or require the bank to withdraw funds from your account.
  •         Stop litigation. You may avoid giving the creditor any right over your property. If the creditor sues you, filing for bankruptcy will stop the case in its tracks.   
  •         Delay foreclosure. Filing will stop the foreclosure and provide you additional time to stay in your home.

bankruptcy attorney moreno valley

Correct timing of bankruptcy filing is important to ensure the best possible outcome of your case. it’s fairly easy to avoid unwanted pitfalls. You just need to know when—now or later.

Exceptions that apply to above as well as the impact of an early filing is beyond the scope of this article. You can find out more from moreno law firm additional information you want to know.

Addressing all of the exceptions that apply to these rules (as well as the impact of an early filing) is beyond the scope of this article. You can find out more about available help by consulting with a knowledgeable bankruptcy attorney.